Finding the best rates…
Compare Business Loans - From 4.00%
Compare Business Loan Rates Across Australia.
100% Australian data. Always free to use.
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Rate
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Fees
Repayment
Action
Showing 13 of 14 business loans
Suncorp Bank
Business Essentials Loan
SecuredFixed
5.89% - 8.44%
FIXED RATEMin$20k
Max$5m
From $1,000
Upfront
+ $20/mo
$1,948
Beyond Bank
Business Loan
SecuredUnsecuredFixed
6.29% - 13.50%
FIXED RATEMin$5k
Max$140k
—
Not specified
+ fees/mo
$1,947
CommBank
Betterbusiness Loan
SecuredUnsecuredVariableGreen
6.79% - 12.34%
VARIABLE RATEMin$10k
Max$5m
Variable
Upfront
+ $35/mo
$2,005
Bank of Queensland
Business Term Loan
SecuredVariable
6.90% - 11.52%
VARIABLE RATEMin$10k
From $645
Upfront
+ $25/mo
$2,000
NAB
Nab Business Options Loan
Security VariesVariable
From 7.35%
VARIABLE RATEMin$20k
From $600
Upfront
+ $30/mo
$2,027
Westpac
Secured Business Loan
SecuredVariable
From 7.41%
VARIABLE RATEMin$10k
Variable
Upfront
+ $14/mo
$2,014
St.George Bank
Variable Rate Small Business Loan
Security VariesVariable
8.73%
VARIABLE RATEMin$20k
—
Not specified
$2,063
BankSA
Variable Rate Small Business Loan
Security VariesVariable
8.73%
VARIABLE RATEMin$20k
—
Not specified
$2,063
Bank of Melbourne
Variable Rate Small Business Loan
Security VariesVariable
8.73%
VARIABLE RATEMin$20k
—
Not specified
$2,063
ANZ
Anz Business Loan
Security VariesVariable
12.24%
VARIABLE RATEMin$10k
Max$500k
From $1,360
Upfront
+ $17.50/mo
$2,254
NAB
Nab Quickbiz Loan
Security VariesFixed
12.95%
FIXED RATEMin$5k
Max$250k
—
Not specified
$2,273
Westpac
Unsecured Business Loan
UnsecuredFixed
13.34% - 13.70%
FIXED RATEMin$5k
Max$250k
$250
Upfront
+ fees/mo
$2,293
Bank of Sydney
Business Loan
Security VariesVariable
13.58%
VARIABLE RATE—
Contact lender
Variable
Upfront
+ $50/mo
$2,355
Business Loans in Australia - March 2026
Compare 14 business loans from 12 lenders. The current lowest rate is 4.00% p.a.
Business loans provide financing solutions for companies of all sizes, from startups to established enterprises. Common business loan types include term loans, lines of credit, equipment finance, invoice financing, and commercial property loans.
Pro Tip: Secured loans typically offer significantly lower rates (often 2-4% lower) but require residential or commercial property as collateral.
Common Questions
Business Loan FAQs
What is the lowest business loan rate in Australia?
The lowest business loan rate currently available is 4.00% p.a. Rates vary by loan type, security, and your business profile.
What types of business loans are available?
Common business loan types include term loans, lines of credit, equipment finance, invoice financing, and commercial property loans. Each suits different business needs — from cash flow management to asset acquisition.
Do I need security for a business loan?
Many business loans require security such as property, equipment, or cash deposits. Unsecured options are available for smaller amounts but typically have higher rates and stricter eligibility criteria.