Finding the best rates…
Compare Australian Credit Cards - Up to 200,000 Bonus Points
Australia's Best Credit Cards, Filtered Your Way.
100% Australian data. Always free to use.
Methodology: every card landing page is filtered from the same live dataset as the main credit card comparison page. Read the methodology.
Showing 81 of 81 cards
NAB
Nab Rewards Business Signature Card
18.50%
p.a.
NAB Rewards Points
200k
Spend $8k in first 90 days
$175/yr44 days interest-free
NAB
Nab Rewards Business Signature Card
Signature
NAB Rewards Points
200k
Spend $8k in first 90 days
18.50%
Purchase Rate p.a.
Annual Fee
$175
Interest Free
44 Days
St. George Bank
Amplify Rewards Signature
20.99%
p.a.
Amplify Rewards Points
100k
Year 1: Spend $12k
100k
Year 2: Spend $12k
$295/yr55 days interest-free
St. George Bank
Amplify Rewards Signature
Signature
Amplify Rewards Points
100k
Year 1: Spend $12k
100k
Year 2: Spend $12k
20.99%
Purchase Rate p.a.
Annual Fee
$295
Interest Free
55 Days
Bank of Melbourne
Amplify Rewards Signature
20.99%
p.a.
Amplify Rewards Points
100k
Year 1: Spend $12k
100k
Year 2: Spend $12k
$295/yr55 days interest-free
Bank of Melbourne
Amplify Rewards Signature
Signature
Amplify Rewards Points
100k
Year 1: Spend $12k
100k
Year 2: Spend $12k
20.99%
Purchase Rate p.a.
Annual Fee
$295
Interest Free
55 Days
BankSA
Amplify Rewards Signature
20.99%
p.a.
Amplify Rewards Points
100k
Year 1: Spend $12k
100k
Year 2: Spend $12k
$295/yr55 days interest-free
BankSA
Amplify Rewards Signature
Signature
Amplify Rewards Points
100k
Year 1: Spend $12k
100k
Year 2: Spend $12k
20.99%
Purchase Rate p.a.
Annual Fee
$295
Interest Free
55 Days
Bankwest
Bankwest More World Mastercard
19.99%
p.a.
Bank Rewards Points
180k
Spend $10k in first 90 days + Keep card for 15 months
$270/yr44 days interest-free
Bankwest
Bankwest More World Mastercard
Bank Rewards Points
180k
Spend $10k in first 90 days + Keep card for 15 months
19.99%
Purchase Rate p.a.
Annual Fee
$270
Interest Free
44 Days
ANZ
ANZ Rewards Black
20.99%
p.a.
ANZ Reward Points
130k
Spend $5k
50k
Keep card for 15 months
$375/yr44 days interest-free
ANZ
ANZ Rewards Black
Black
ANZ Reward Points
130k
Spend $5k
50k
Keep card for 15 months
20.99%
Purchase Rate p.a.
Annual Fee
$375
Interest Free
44 Days
NAB
Nab Qantas Business Signature Card
18.50%
p.a.
Qantas Points
150k
Spend $10k in first 90 days
$295/yr44 days interest-free
NAB
Nab Qantas Business Signature Card
Signatureqantas
Qantas Points
150k
Spend $10k in first 90 days
18.50%
Purchase Rate p.a.
Annual Fee
$295
Interest Free
44 Days
ANZ
ANZ Business Black
20.24%
p.a.
ANZ Reward Points
100k
Spend $6k
50k
Keep card for 15 months
$375/yr55 days interest-free
ANZ
ANZ Business Black
Black
ANZ Reward Points
100k
Spend $6k
50k
Keep card for 15 months
20.24%
Purchase Rate p.a.
Annual Fee
$375
Interest Free
55 Days
ANZ
ANZ Qantas Business Rewards
20.24%
p.a.
Qantas Points
100k
Spend $6k
50k
Keep card for 15 months
$375/yr55 days interest-free
ANZ
ANZ Qantas Business Rewards
qantas
Qantas Points
100k
Spend $6k
50k
Keep card for 15 months
20.24%
Purchase Rate p.a.
Annual Fee
$375
Interest Free
55 Days
BankSA
Amplify Qantas Signature
20.99%
p.a.
Qantas Points
90k
Year 1: Spend $6k in first 120 days
60k
Year 2: Spend $6k in first 120 days
$370/yr55 days interest-free
BankSA
Amplify Qantas Signature
Signatureqantas0.5 pts/$
Qantas Points
90k
Year 1: Spend $6k in first 120 days
60k
Year 2: Spend $6k in first 120 days
20.99%
Purchase Rate p.a.
Annual Fee
$370
Interest Free
55 Days
Bank of Melbourne
Amplify Qantas Signature
20.99%
p.a.
Qantas Points
90k
Year 1: Spend $6k in first 120 days
60k
Year 2: Spend $6k in first 120 days
$370/yr55 days interest-free
Bank of Melbourne
Amplify Qantas Signature
Signatureqantas0.5 pts/$
Qantas Points
90k
Year 1: Spend $6k in first 120 days
60k
Year 2: Spend $6k in first 120 days
20.99%
Purchase Rate p.a.
Annual Fee
$370
Interest Free
55 Days
Westpac
Altitude Velocity Black
20.99%
p.a.
Velocity Points
90k
Year 1: Spend $6k in first 120 days
60k
Year 2: Spend $6k in first 120 days
$370/yr45 days interest-free
Westpac
Altitude Velocity Black
Blackvelocity0.5 pts/$
Velocity Points
90k
Year 1: Spend $6k in first 120 days
60k
Year 2: Spend $6k in first 120 days
20.99%
Purchase Rate p.a.
Annual Fee
$370
Interest Free
45 Days
St. George Bank
Amplify Qantas Signature
20.99%
p.a.
Qantas Points
90k
Year 1: Spend $6k in first 120 days
60k
Year 2: Spend $6k in first 120 days
$370/yr55 days interest-free
St. George Bank
Amplify Qantas Signature
Signatureqantas0.5 pts/$
Qantas Points
90k
Year 1: Spend $6k in first 120 days
60k
Year 2: Spend $6k in first 120 days
20.99%
Purchase Rate p.a.
Annual Fee
$370
Interest Free
55 Days
Westpac
Altitude Qantas Black
20.99%
p.a.
Qantas Points
90k
Year 1: Spend $6k in first 120 days
60k
Year 2: Spend $6k in first 120 days
$370/yr45 days interest-free
Westpac
Altitude Qantas Black
Blackqantas0.5 pts/$
Qantas Points
90k
Year 1: Spend $6k in first 120 days
60k
Year 2: Spend $6k in first 120 days
20.99%
Purchase Rate p.a.
Annual Fee
$370
Interest Free
45 Days
Bankwest
Bankwest More Platinum Mastercard
19.99%
p.a.
Bank Rewards Points
130k
Spend $5k in first 90 days + Keep card for 15 months
$160/yr44 days interest-free
Bankwest
Bankwest More Platinum Mastercard
Platinum
Bank Rewards Points
130k
Spend $5k in first 90 days + Keep card for 15 months
19.99%
Purchase Rate p.a.
Annual Fee
$160
Interest Free
44 Days
ANZ
ANZ Frequent Flyer Black
20.99%
p.a.
Qantas Points
90k
Spend $5k
40k
Keep card for 12 months
$425/yr44 days interest-free
ANZ
ANZ Frequent Flyer Black
Blackqantas1 pts/$
Qantas Points
90k
Spend $5k
40k
Keep card for 12 months
20.99%
Purchase Rate p.a.
Annual Fee
$425
Interest Free
44 Days
ANZ
ANZ Rewards Platinum
20.99%
p.a.
Velocity Points
60k
Spend $3,500 in first 3 months
20k
Keep card for 15 months
OR
ANZ Reward Points
85k
Spend $3,500 in first 3 months
40k
Keep card for 15 months
$149/yr44 days interest-free
ANZ
ANZ Rewards Platinum
Platinumvelocity
Velocity Points
60k
Spend $3,500 in first 3 months
20k
Keep card for 15 months
OR
ANZ Reward Points
85k
Spend $3,500 in first 3 months
40k
Keep card for 15 months
20.99%
Purchase Rate p.a.
Annual Fee
$149
Interest Free
44 Days
NAB
NAB Qantas Rewards Signature Card
20.99%
p.a.
Qantas Points
90k
Spend $5k in first 90 days
30k
Keep card for 12 months
$420/yr44 days interest-free
NAB
NAB Qantas Rewards Signature Card
Signatureqantas1 pts/$
Qantas Points
90k
Spend $5k in first 90 days
30k
Keep card for 12 months
20.99%
Purchase Rate p.a.
Annual Fee
$420
Interest Free
44 Days
NAB
NAB Rewards Signature Card
20.99%
p.a.
NAB Rewards Points
80k
Spend $5k in first 60 days
30k
Keep card for 12 months
No annual fee44 days interest-free
NAB
NAB Rewards Signature Card
Signature
NAB Rewards Points
80k
Spend $5k in first 60 days
30k
Keep card for 12 months
20.99%
Purchase Rate p.a.
Monthly Fee
$35
Interest Free
44 Days
Bankwest
Bankwest Qantas World Mastercard
19.99%
p.a.
Qantas Points
100k
Spend $35k + Keep card for 15 months
$320/yr44 days interest-free
Bankwest
Bankwest Qantas World Mastercard
qantas1 pts/$
Qantas Points
100k
Spend $35k + Keep card for 15 months
19.99%
Purchase Rate p.a.
Annual Fee
$320
Interest Free
44 Days
BankSA
Amplify Qantas Platinum
20.99%
p.a.
Qantas Points
70k
Year 1: Spend $4k in first 90 days
30k
Year 2: Spend $4k in first 90 days
$250/yr55 days interest-free
BankSA
Amplify Qantas Platinum
Platinumqantas0.35 pts/$
Qantas Points
70k
Year 1: Spend $4k in first 90 days
30k
Year 2: Spend $4k in first 90 days
20.99%
Purchase Rate p.a.
Annual Fee
$250
Interest Free
55 Days
BankSA
Amplify Rewards Platinum
20.99%
p.a.
Amplify Rewards Points
75k
Year 1: Spend $3k in first 90 days
25k
Year 2: After first eligible purchase
$175/yr55 days interest-free
BankSA
Amplify Rewards Platinum
Platinum
Amplify Rewards Points
75k
Year 1: Spend $3k in first 90 days
25k
Year 2: After first eligible purchase
20.99%
Purchase Rate p.a.
Annual Fee
$175
Interest Free
55 Days
Bank of Melbourne
Amplify Qantas Platinum
20.99%
p.a.
Qantas Points
70k
Year 1: Spend $4k in first 90 days
30k
Year 2: Spend $4k in first 90 days
$250/yr55 days interest-free
Bank of Melbourne
Amplify Qantas Platinum
Platinumqantas0.35 pts/$
Qantas Points
70k
Year 1: Spend $4k in first 90 days
30k
Year 2: Spend $4k in first 90 days
20.99%
Purchase Rate p.a.
Annual Fee
$250
Interest Free
55 Days
NAB
NAB Rewards Platinum Card
20.99%
p.a.
NAB Rewards Points
80k
Spend $3k in first 90 days
20k
Keep card for 12 months
$195/yr44 days interest-free
NAB
NAB Rewards Platinum Card
Platinum
NAB Rewards Points
80k
Spend $3k in first 90 days
20k
Keep card for 12 months
20.99%
Purchase Rate p.a.
Annual Fee
$195
Interest Free
44 Days
Westpac
Altitude Velocity Platinum
20.99%
p.a.
Velocity Points
70k
Year 1: Spend $4k in first 90 days
30k
Year 2: Spend $4k in first 90 days
$250/yr45 days interest-free
Westpac
Altitude Velocity Platinum
Platinumvelocity0.35 pts/$
Velocity Points
70k
Year 1: Spend $4k in first 90 days
30k
Year 2: Spend $4k in first 90 days
20.99%
Purchase Rate p.a.
Annual Fee
$250
Interest Free
45 Days
Westpac
Altitude Rewards Platinum
20.99%
p.a.
Altitude Rewards Points
75k
Year 1: Spend $3k in first 90 days
25k
Year 2: After first eligible purchase
$175/yr45 days interest-free
Westpac
Altitude Rewards Platinum
Platinum
Altitude Rewards Points
75k
Year 1: Spend $3k in first 90 days
25k
Year 2: After first eligible purchase
20.99%
Purchase Rate p.a.
Annual Fee
$175
Interest Free
45 Days
Westpac
Altitude Qantas Platinum
20.99%
p.a.
Qantas Points
70k
Year 1: Spend $4k in first 90 days
30k
Year 2: Spend $4k in first 90 days
$250/yr45 days interest-free
Westpac
Altitude Qantas Platinum
Platinumqantas0.35 pts/$
Qantas Points
70k
Year 1: Spend $4k in first 90 days
30k
Year 2: Spend $4k in first 90 days
20.99%
Purchase Rate p.a.
Annual Fee
$250
Interest Free
45 Days
CommBank
Ultimate Awards Credit Card
20.99%
p.a.
CommBank Awards
25,000
Month 1: Spend $3k
25,000
Month 2: Spend $3k
25,000
Month 3: Spend $3k
25,000
Month 4: Spend $3k
$20/yr44 days interest-free
CommBank
Ultimate Awards Credit Card
CommBank Awards
25,000
Month 1: Spend $3k
25,000
Month 2: Spend $3k
25,000
Month 3: Spend $3k
25,000
Month 4: Spend $3k
20.99%
Purchase Rate p.a.
Monthly Fee
$35
Plus $20 annual
Interest Free
44 Days
St. George Bank
Amplify Qantas Platinum
20.99%
p.a.
Qantas Points
70k
Year 1: Spend $4k in first 90 days
30k
Year 2: Spend $4k in first 90 days
$250/yr55 days interest-free
St. George Bank
Amplify Qantas Platinum
Platinumqantas0.35 pts/$
Qantas Points
70k
Year 1: Spend $4k in first 90 days
30k
Year 2: Spend $4k in first 90 days
20.99%
Purchase Rate p.a.
Annual Fee
$250
Interest Free
55 Days
St. George Bank
Amplify Rewards Platinum
20.99%
p.a.
Amplify Rewards Points
75k
Year 1: Spend $3k in first 90 days
25k
Year 2: After first eligible purchase
$175/yr55 days interest-free
St. George Bank
Amplify Rewards Platinum
Platinum
Amplify Rewards Points
75k
Year 1: Spend $3k in first 90 days
25k
Year 2: After first eligible purchase
20.99%
Purchase Rate p.a.
Annual Fee
$175
Interest Free
55 Days
Bank of Melbourne
Amplify Rewards Platinum
20.99%
p.a.
Amplify Rewards Points
75k
Year 1: Spend $3k in first 90 days
25k
Year 2: After first eligible purchase
$175/yr55 days interest-free
Bank of Melbourne
Amplify Rewards Platinum
Platinum
Amplify Rewards Points
75k
Year 1: Spend $3k in first 90 days
25k
Year 2: After first eligible purchase
20.99%
Purchase Rate p.a.
Annual Fee
$175
Interest Free
55 Days
Bankwest
Bankwest Qantas Platinum Mastercard
19.99%
p.a.
Qantas Points
80k
Spend $7,500 in first 90 days + Keep card for 15 months
$199/yr44 days interest-free
Bankwest
Bankwest Qantas Platinum Mastercard
Platinumqantas0.6 pts/$
Qantas Points
80k
Spend $7,500 in first 90 days + Keep card for 15 months
19.99%
Purchase Rate p.a.
Annual Fee
$199
Interest Free
44 Days
CommBank
Smart Awards Credit Card
20.99%
p.a.
CommBank Awards
20,000
Month 1: Spend $1,500
20,000
Month 2: Spend $1,500
20,000
Month 3: Spend $1,500
20,000
Month 4: Spend $1,500
$20/yr44 days interest-free
CommBank
Smart Awards Credit Card
CommBank Awards
20,000
Month 1: Spend $1,500
20,000
Month 2: Spend $1,500
20,000
Month 3: Spend $1,500
20,000
Month 4: Spend $1,500
20.99%
Purchase Rate p.a.
Monthly Fee
$19
Plus $20 annual
Interest Free
44 Days
NAB
NAB Qantas Rewards Premium Card
20.99%
p.a.
Qantas Points
60k
Spend $3k in first 90 days
20k
Keep card for 12 months
$295/yr44 days interest-free
NAB
NAB Qantas Rewards Premium Card
qantas
Qantas Points
60k
Spend $3k in first 90 days
20k
Keep card for 12 months
20.99%
Purchase Rate p.a.
Annual Fee
$295
Interest Free
44 Days
ANZ
ANZ Frequent Flyer Platinum
20.99%
p.a.
Qantas Points
75k
Spend $2,500 in first 3 months
$295/yr44 days interest-free
ANZ
ANZ Frequent Flyer Platinum
Platinumqantas0.75 pts/$
Qantas Points
75k
Spend $2,500 in first 3 months
20.99%
Purchase Rate p.a.
Annual Fee
$295
Interest Free
44 Days
Bankwest
Bankwest More Classic Mastercard
19.99%
p.a.
Bank Rewards Points
30k
Spend $4k in first 90 days + Keep card for 15 months
$100/yr44 days interest-free
Bankwest
Bankwest More Classic Mastercard
Bank Rewards Points
30k
Spend $4k in first 90 days + Keep card for 15 months
19.99%
Purchase Rate p.a.
Annual Fee
$100
Interest Free
44 Days
CommBank
Commbank Neo Card
0.00%
p.a.
No Bonus
$20/yr
CommBank
Commbank Neo Card
No Bonus
0.00%
Purchase Rate p.a.
Monthly Fee
$25
Plus $20 annual
Interest Free
N/A
CommBank
Interest-free Low Fee Credit Card
0.00%
p.a.
No Bonus
No annual fee
CommBank
Interest-free Low Fee Credit Card
No Bonus
0.00%
Purchase Rate p.a.
Monthly Fee
$10
Interest Free
N/A
CommBank
Virtual Cards
0.00%
p.a.
No Bonus
$120/yr
Westpac
Westpac Lite Card
9.90%
p.a.
No Bonus
cashbackNo annual fee45 days interest-free
Westpac
Westpac Lite Card
cashback
No Bonus
9.90%
Purchase Rate p.a.
Monthly Fee
$9
Interest Free
45 Days
St. George Bank
Business Vantage
9.99%
p.a.
No Bonus
$55/yr55 days interest-free
St. George Bank
Business Vantage
No Bonus
9.99%
Purchase Rate p.a.
Annual Fee
$55
Interest Free
55 Days
Bank of Melbourne
Business Vantage
9.99%
p.a.
No Bonus
$55/yr55 days interest-free
Bank of Melbourne
Business Vantage
No Bonus
9.99%
Purchase Rate p.a.
Annual Fee
$55
Interest Free
55 Days
BankSA
VISA Business
9.99%
p.a.
No Bonus
$55/yr55 days interest-free
Bankwest
Bankwest Breeze Classic Mastercard
12.99%
p.a.
No Bonus
$49/yr55 days interest-free
Bankwest
Bankwest Breeze Classic Mastercard
No Bonus
12.99%
Purchase Rate p.a.
Annual Fee
$49
Interest Free
55 Days
ANZ
ANZ Business Low Rate
12.99%
p.a.
No Bonus
$100/yr
Bankwest
Bankwest Breeze Platinum Mastercard
12.99%
p.a.
No Bonus
$59/yr55 days interest-free
Bankwest
Bankwest Breeze Platinum Mastercard
Platinum
No Bonus
12.99%
Purchase Rate p.a.
Annual Fee
$59
Interest Free
55 Days
NAB
NAB Low Rate Business Card
13.25%
p.a.
No Bonus
$60/yr55 days interest-free
NAB
NAB Low Rate Business Card
No Bonus
13.25%
Purchase Rate p.a.
Annual Fee
$60
Interest Free
55 Days
NAB
NAB Low Rate Card
13.49%
p.a.
No Bonus
$59/yr55 days interest-free
ANZ
ANZ Low Rate
13.74%
p.a.
No Bonus
cashback$58/yr55 days interest-free
ANZ
ANZ Low Rate
cashback
No Bonus
13.74%
Purchase Rate p.a.
Annual Fee
$58
Interest Free
55 Days
Westpac
Low Rate Card
13.74%
p.a.
No Bonus
cashback$59/yr55 days interest-free
Westpac
Low Rate Card
cashback
No Bonus
13.74%
Purchase Rate p.a.
Annual Fee
$59
Interest Free
55 Days
BankSA
Vertigo
13.99%
p.a.
No Bonus
cashback$55/yr55 days interest-free
St. George Bank
Rainbow Vertigo Card
13.99%
p.a.
No Bonus
cashback$55/yr55 days interest-free
St. George Bank
Rainbow Vertigo Card
cashback
No Bonus
13.99%
Purchase Rate p.a.
Annual Fee
$55
Interest Free
55 Days
St. George Bank
Vertigo
13.99%
p.a.
No Bonus
cashback$55/yr55 days interest-free
St. George Bank
Vertigo
cashback
No Bonus
13.99%
Purchase Rate p.a.
Annual Fee
$55
Interest Free
55 Days
Bank of Melbourne
Vertigo
13.99%
p.a.
No Bonus
cashback$55/yr55 days interest-free
Bank of Melbourne
Vertigo
cashback
No Bonus
13.99%
Purchase Rate p.a.
Annual Fee
$55
Interest Free
55 Days
CommBank
Low Rate Credit Card
13.99%
p.a.
No Bonus
$20/yr55 days interest-free
CommBank
Low Rate Credit Card
No Bonus
13.99%
Purchase Rate p.a.
Monthly Fee
$6
Plus $20 annual
Interest Free
55 Days
Westpac
BusinessChoice Everyday Mastercard
14.25%
p.a.
No Bonus
$75/yr55 days interest-free
Westpac
BusinessChoice Everyday Mastercard
No Bonus
14.25%
Purchase Rate p.a.
Annual Fee
$75
Interest Free
55 Days
CommBank
Low Rate Credit Card
14.55%
p.a.
No Bonus
$20/yr55 days interest-free
CommBank
Low Rate Credit Card
No Bonus
14.55%
Purchase Rate p.a.
Annual Fee
$20
Interest Free
55 Days
CommBank
Corporate Low Rate Card
14.55%
p.a.
No Bonus
$20/yr55 days interest-free
CommBank
Corporate Low Rate Card
No Bonus
14.55%
Purchase Rate p.a.
Annual Fee
$20
Interest Free
55 Days
NAB
NAB Business Card
15.50%
p.a.
No Bonus
No annual fee35 days interest-free
CommBank
Interest-free Days Credit Card
17.57%
p.a.
No Bonus
$80/yr55 days interest-free
CommBank
Interest-free Days Credit Card
No Bonus
17.57%
Purchase Rate p.a.
Annual Fee
$80
Interest Free
55 Days
CommBank
Corporate Interest Free Days Card
17.57%
p.a.
No Bonus
$20/yr55 days interest-free
CommBank
Corporate Interest Free Days Card
No Bonus
17.57%
Purchase Rate p.a.
Annual Fee
$20
Interest Free
55 Days
ANZ
ANZ Business 55 Interest Free Days
17.74%
p.a.
No Bonus
$150/yr55 days interest-free
ANZ
ANZ Business 55 Interest Free Days
No Bonus
17.74%
Purchase Rate p.a.
Annual Fee
$150
Interest Free
55 Days
Bankwest
Bankwest Zero Classic Mastercard
18.99%
p.a.
No Bonus
No annual fee55 days interest-free
Bankwest
Bankwest Zero Classic Mastercard
No Bonus
18.99%
Purchase Rate p.a.
Annual Fee
Free
Interest Free
55 Days
Bankwest
Bankwest Zero Platinum Mastercard
18.99%
p.a.
No Bonus
No annual fee55 days interest-free
Bankwest
Bankwest Zero Platinum Mastercard
Platinum
No Bonus
18.99%
Purchase Rate p.a.
Annual Fee
Free
Interest Free
55 Days
Bank of Melbourne
Amplify Business
19.49%
p.a.
No Bonus
qantas$89/yr55 days interest-free
Bank of Melbourne
Amplify Business
qantas
No Bonus
19.49%
Purchase Rate p.a.
Annual Fee
$89
Interest Free
55 Days
St. George Bank
Amplify Business
19.49%
p.a.
No Bonus
qantas$89/yr55 days interest-free
St. George Bank
Amplify Business
qantas
No Bonus
19.49%
Purchase Rate p.a.
Annual Fee
$89
Interest Free
55 Days
BankSA
Amplify Business
19.49%
p.a.
No Bonus
qantas$89/yr55 days interest-free
BankSA
Amplify Business
qantas
No Bonus
19.49%
Purchase Rate p.a.
Annual Fee
$89
Interest Free
55 Days
Westpac
Altitude Business Gold Mastercard
20.24%
p.a.
No Bonus
$150/yr55 days interest-free
Westpac
Altitude Business Gold Mastercard
Gold
No Bonus
20.24%
Purchase Rate p.a.
Annual Fee
$150
Interest Free
55 Days
Westpac
BusinessChoice Rewards Platinum Mastercard
20.24%
p.a.
No Bonus
qantas$150/yr55 days interest-free
Westpac
BusinessChoice Rewards Platinum Mastercard
Platinumqantas
No Bonus
20.24%
Purchase Rate p.a.
Annual Fee
$150
Interest Free
55 Days
Westpac
Altitude Business Platinum Mastercard
20.24%
p.a.
No Bonus
$200/yr55 days interest-free
Westpac
Altitude Business Platinum Mastercard
Platinum2 pts/$
No Bonus
20.24%
Purchase Rate p.a.
Annual Fee
$200
Interest Free
55 Days
CommBank
Business Awards Credit Card
20.74%
p.a.
No Bonus
$120/yr55 days interest-free
CommBank
Business Awards Credit Card
No Bonus
20.74%
Purchase Rate p.a.
Annual Fee
$120
Interest Free
55 Days
CommBank
Business Platinum Awards Credit Card
20.74%
p.a.
No Bonus
$320/yr55 days interest-free
CommBank
Business Platinum Awards Credit Card
Platinum
No Bonus
20.74%
Purchase Rate p.a.
Annual Fee
$320
Interest Free
55 Days
BankSA
No Annual Fee Card
20.99%
p.a.
No Bonus
cashbackNo annual fee55 days interest-free
BankSA
No Annual Fee Card
cashback
No Bonus
20.99%
Purchase Rate p.a.
Annual Fee
Free
Interest Free
55 Days
Bank of Melbourne
No Annual Fee Card
20.99%
p.a.
No Bonus
cashbackNo annual fee55 days interest-free
Bank of Melbourne
No Annual Fee Card
cashback
No Bonus
20.99%
Purchase Rate p.a.
Annual Fee
Free
Interest Free
55 Days
CommBank
Awards Credit Card
20.99%
p.a.
No Bonus
$20/yr44 days interest-free
CommBank
Awards Credit Card
No Bonus
20.99%
Purchase Rate p.a.
Monthly Fee
$8
Plus $20 annual
Interest Free
44 Days
CommBank
Low Fee Credit Card
20.99%
p.a.
No Bonus
$20/yr55 days interest-free
CommBank
Low Fee Credit Card
No Bonus
20.99%
Purchase Rate p.a.
Monthly Fee
$3
Plus $20 annual
Interest Free
55 Days
ANZ
ANZ Platinum
20.99%
p.a.
No Bonus
cashback$87/yr55 days interest-free
ANZ
ANZ Platinum
Platinumcashback
No Bonus
20.99%
Purchase Rate p.a.
Annual Fee
$87
Interest Free
55 Days
NAB
NAB Low Fee Card
20.99%
p.a.
No Bonus
cashback$30/yr44 days interest-free
NAB
NAB Low Fee Card
cashback
No Bonus
20.99%
Purchase Rate p.a.
Annual Fee
$30
Interest Free
44 Days
ANZ
ANZ First
20.99%
p.a.
No Bonus
cashbackNo annual fee55 days interest-free
St. George Bank
No Annual Fee Card
20.99%
p.a.
No Bonus
cashbackNo annual fee55 days interest-free
St. George Bank
No Annual Fee Card
cashback
No Bonus
20.99%
Purchase Rate p.a.
Annual Fee
Free
Interest Free
55 Days
Westpac
Low Fee Card
20.99%
p.a.
No Bonus
cashback$30/yr55 days interest-free
Westpac
Low Fee Card
cashback
No Bonus
20.99%
Purchase Rate p.a.
Annual Fee
$30
Interest Free
55 Days
Credit Card Guide - March 2026
We compare 81 credit cards from major Australian banks and issuers.
Choosing the Right Card
- Rewards cards - Best if you pay your balance in full each month
- Low rate cards - Best if you sometimes carry a balance
- No annual fee - Best for occasional use or as a backup card
- Travel cards - Best for frequent flyers who want points
Popular credit card categories
Browse focused credit card comparisons by rewards, fees, or card features.
Common Questions
Credit Card FAQs
What credit card has the best rewards in Australia?
The best rewards card depends on your spending habits. Compare cards by points earn rates, bonus offers, annual fees, and which rewards program suits your redemption preferences.
What is a good credit card interest rate?
Low rate credit cards typically offer purchase rates between 9-14% p.a., compared to 15-22% for standard cards. If you carry a balance, a low rate card can save significant interest.
Should I get a credit card with no annual fee?
No annual fee cards are great for occasional users or those building credit. If you spend heavily and can maximise rewards, a premium card with an annual fee may offer better value.